About Bank of America
The Bank of America Corporation is also operating as the BOA. It is an investment bank and financial services holding company in America. The headquarter of this company is located in Charlotte, North Carolina. They have a central hub located in New York City, Dallas, Toronto, London, and Hong Kong. Its banking institute was formed in 1998. It was formerly known as the NationsBank’s. It is considered the second largest banking institution of the United States and it has ranked as the eighth throughout the World.
How to Login at Bank of America Account:
- It is very easy to login into your Bank of America account. You must have to complete the registration first to access your account. You will need your registered login credentials, to access your account. With your login credentials, you just have to follow these simple steps below:
- First, you have to go to the official website of Bank of America.
- For direct access to the website, you can simply click on this link bankofamerica.com.
- You will get the login section on the right side of the homepage.
- There, on the required fields, provide your Online Id and Password.
- If you using a personal device, then tick the Save Online ID option.
- After entering your login credentials, you have to click on the Login button.
- then, you will be redirected to your Bank of America account.
How to Register for the Bank of America Account:
- In order to manage your Bank of America, you have to complete the registration first. The registration process is very simple. if you haven’t yet completed the registration process, then you have to follow these simple instructions below:
- You have to go to this link bankofamerica.com. It will take you to the official website of Bank of America.
- As you landed on the BOA homepage, you will get the login section on the right side of the page.
- There, you have to click on the Enroll option to start the process.
- You have to provide your card or account number on the first field.
- On the next field, you have to input your social security number or tax ID number.
- After entering the required details, you have to click on the Continue button.
- Then, you have to follow the on-screen instructions to complete the registration process.
How to Reset Bank of America Account Login Credentials:
- To recover your Bank of America accounts login credentials, you can simply follow these simple steps:
- You have to visit this link bankofamerica.com.
- On the right side of the homepage, there will get the login section.
- There, under the Sign In option, click on the Forgot ID/Password option.
- Then, on the required fields, enter your card or account number and SSN or Tax ID number.
- After that, you have to click on the Continue button to recover your forgotten password.
Application Process for Bank of America Credit Card:
- If you haven’t yet applied for the Bank of America credit card, then you can simply follow these simple instructions as mentioned below:
- You have to go to the official website of the Bank of America.
- For direct access, you can simply click on this link bankofamerica.com.
- Then, from the top of the page, select the Credit Card option.
- Then, you have to click on any specific category of credit card you want to apply for.
- Then, under any specific credit card, you have to click on the Apply Now option.
- After that, simply follow the on-screen instructions to complete your application process.
Some of Best Credit Cards Offered by Bank of America
Bank of America Cash Rewards Credit Card:
If you are looking for the best cashback credit card, then you should consider the Bank of America account. With this card, you can earn 3% cash back in a category of your choice. On your grocery purchases, you will get 2% cashback. On all your over-eligible purchases, you will get 1% cashback.
Interest Rates and Charges:
Insurance Rates:
- APR for Purchase: There will be no introductory APR for purchase for the first 12 statement closing date. After that, you will be charged 13.99% to 23.99%, based on your creditworthiness.
- APR for Balance Transfer: Balance transfer APR will be 0% for the first 12 statement closing date. After that, you will be charged 13.99% to 23.99%, depending on your creditworthiness.
Fees:
- Annual Fee: You would not be charged any annual fees.
- Balance Transfer: You have to pay 5% of the amount of a minimum of $10.
- Cash Advance: For each cash advance, you have to pay 3% of the amount or a minimum of $10.
- Late Payment Fee: If you cannot make your bill payment by the due date, you have to pay the late payment fees up to $40.
- Returned Payment Fee: If your payment is back by the banking institute, then you will be charged up to $29 for the returned check fee.
Bank of America Travel Rewards Credit Card:
BOA Travel Rewards credit card is a great option for you if you travel frequently. With this card, you will get an unlimited 1.5 points on every dollar you spent on the purchase. You will also get redemption flexibility, which means you can book your travel on your own and redeem your points for the statement credit. You can also use your points to redeem for restaurant purchases.
Interest Rates and Charges:
Interest Rates:
- APR for Purchase: For the first 12 statement closing dates, there will be no annual percentage rate for purchase. After that, it will be 14.99% to 22.99%, depending on your creditworthiness.
- APR for Balance Transfer: APR for the balance transfer will be 14.99% to 22.99%, based on your creditworthiness.
Fees:
- Annual Fee: There will be no annual fees for Bank of America Travel Rewards.
- Balance Transfer Fee: The balance transfer fee is either $10 or 5% of the amount transaction.
- Late Payment Fee: If you cannot make the payment by the due date, you have to pay the late payment fees. You have to pay up to $40 for the late payment fees.
Bank of America Premium Rewards Credit Card:
Get bonus rewards on travel and dining with the Bank of America Premium Rewards Credit Card. This card comes with a bevy of travel perks which makes this card worth of annual fee.
Interest Rates and Fees:
Interest Rates:
- APR for Purchase: The APR for Purchase is ranged from 15.99% to 22.99%, depending on your creditworthiness.
- APR for Balance Transfers: APR for the balance transfer for this card is 15.99% to 22.99%.
- APR for Cash Advance: Cash Advance APR is 18.99% to 25.99%, depending on your creditworthiness.
Fees:
- Annual Fee: For this card, you will be charged an annual fee of $95.
- Balance Transfer Fee: For each balance transfer, you will be charged a fee of $10 or a minimum of 5% of the amount.
- Cash Advance Fee: For each cash advance, you have to pay 3% of the amount or a minimum of $10.
- Late Payment Fee: If you fail to make the payment by the due date, you have to pay a late payment fee of up to $40.
Read More : How To Login Magnacare Account
Bank of America Contact Info
For any general quires about the Bank of America, you can contact the customer service department. The customer service department is available at:
General Account Information: 800.432.1000
Mon-Fri 8 a.m.-11 p.m. ET
Sat-Sun 8 a.m.-8 p.m. ET
Automated support: 24/7
Credit Card Customer Service: 800.732.9194
Bank of America Credit Card Activation: 800.276.9939
Credit Card Billing Inquiries: 866.266.0212
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